VA Form 26-6705d: Virginia Addendum Guide for Buyers

VA Form 26-6705d: Virginia Addendum Guide for Buyers – If you are purchasing a VA-acquired property in Virginia, you will likely need VA Form 26-6705d. This official addendum is required to comply with Virginia state law when submitting an offer using the primary VA contract form.

What Is VA Form 26-6705d?

VA Form 26-6705d, officially titled Addendum to Offer to Purchase and Contract of Sale, is a one-page form used exclusively for offers on properties owned by the Department of Veterans Affairs (VA) that are located in the Commonwealth of Virginia.

It serves as a required supplement to VA Form 26-6705 (Offer to Purchase and Contract of Sale). The form incorporates specific Virginia legal requirements that purchasers must acknowledge before or at closing. The current version is dated January 2023 and supersedes the January 2021 edition.

This form is not used for standard VA home loan purchases from private sellers. It applies only when buying VA-owned (acquired) properties from the VA’s inventory.

When Do You Need VA Form 26-6705d?

You need this addendum when:

  • The property you are offering to purchase is a VA-acquired property located in Virginia.
  • You (or your real estate broker) are submitting an offer using VA Form 26-6705.
  • Virginia state law requires specific disclosures and acknowledgments related to real estate closings, mechanic’s liens, property owners’ associations, and “AS IS” sale conditions.

VA-acquired properties are homes that VA obtained through foreclosure or other terminations of VA-guaranteed or VA-financed loans. These properties are marketed and sold through Vendor Resource Management (VRM).

Key Sections of VA Form 26-6705d Explained

The form contains six main sections. Here is a clear breakdown of what each section covers:

Section I – General Information
Records the date of the main offer (VA Form 26-6705), the VA Property Identifier, and the full property address.

Section II – “AS IS” Acceptance
States that the property is sold “AS IS” with no warranties (expressed or implied) regarding condition or fitness for use. Purchasers must confirm they have inspected the property and waive certain rights against VA. Known defects listed in the property listing should be referenced here.

Section III – CRESPA and Property Owners Association Notice
Explains buyer rights under the Consumer Real Estate Settlement Protection Act (CRESPA), including the right to choose your own settlement agent. It also covers disclosure requirements if the property is subject to a Property Owners’ Association (POA/HOA). VA will request and pay for the required disclosure package; the buyer obtains it from the VA area management broker.

Section IV – Offer Checklist
Allows the purchaser to indicate whether this is a cash offer or requires third-party financing. For financed offers, buyers agree to close within 60 days after VA accepts the offer. Failure to close on time may allow VA to void the contract and retain the earnest money deposit. Includes fields for settlement agent and lender information.

Section V – Mechanic’s Lien Notice
Provides the required Virginia legal warning under Virginia Code §§ 43-1 et seq. Persons who performed labor or supplied materials can file a mechanic’s lien against the property. An effective lien for pre-settlement work can still be filed after closing. The form strongly recommends consulting legal counsel.

Section VI – Purchaser(s) Acknowledgement
Requires all purchasers to sign and date the form, confirming they have read, understand, and accept all conditions in the addendum and have received a copy.

Step-by-Step Instructions to Complete VA Form 26-6705d

  1. Obtain the current January 2023 version of both VA Form 26-6705 and VA Form 26-6705d.
  2. Fill in Section I with the date of your main offer, VA Property ID, and complete property address.
  3. In Section II, reference any known defects from the official property listing.
  4. Complete Section III if the property is in a POA/HOA community (check the appropriate box).
  5. In Section IV, select Cash or Third Party Financing and provide the requested settlement agent and lender details. Note the 60-day closing requirement for financed offers.
  6. Review the Mechanic’s Lien Notice in Section V carefully.
  7. Have all purchasers sign and date Section VI in ink.
  8. Attach the completed addendum to your VA Form 26-6705 offer package.
  9. Submit the full package through your real estate broker to the listing broker or VA’s designated service provider (currently VRM).

Estimated time to complete: Approximately 5 minutes (per the form’s burden statement).

This addendum exists because Virginia law imposes unique obligations on real estate transactions involving VA-acquired properties. The most critical elements are:

  • “AS IS” Sale — VA sells these properties without warranties. Thorough inspection is essential.
  • CRESPA Disclosures — You have the right to select your settlement agent. Guidelines exist to prevent the unauthorized practice of law during closing.
  • Mechanic’s Lien Risk — Virginia allows liens for work performed before closing to be recorded afterward. Title insurance and legal review are strongly recommended.
  • POA/HOA Disclosure Package — VA pays for and obtains this package when required; you must review it before closing.

Where to Download the Official VA Form 26-6705d?

Download the current official version directly from VA:

Recommended direct link:

Always use the most current version from an official .va.gov source. Older versions (pre-January 2023) should not be used.

  • VA Form 26-6705 — Offer to Purchase and Contract of Sale (main contract form)
    Official page:
  • VRM Properties — Search current VA-acquired property listings:
  • VA Property Management Information — How VA-acquired properties are marketed and sold:

Tips for Buyers and Real Estate Professionals

  • Work with a real estate broker experienced in VA inventory sales and Virginia closings.
  • Always conduct a professional home inspection, even though the property is sold “AS IS.”
  • For financed offers, confirm your lender can meet the 60-day closing timeline after acceptance.
  • Strongly consider consulting a Virginia real estate attorney regarding mechanic’s lien exposure and title insurance coverage.
  • Review the full property listing and any disclosed defects before signing the addendum.
  • Keep copies of all signed forms for your records.

Frequently Asked Questions About VA Form 26-6705d

Is VA Form 26-6705d required for every VA property purchase in Virginia?
Yes, when using VA Form 26-6705 to offer on a VA-acquired property located in Virginia.

Can I use this form for a regular VA home loan purchase from a private seller?
No. This addendum is specific to VA-owned properties. Standard VA loan purchases use regular real estate contracts plus the VA Escape Clause.

What happens if I don’t sign the addendum?
Your offer package will be incomplete and may be rejected or delayed by VA or its service provider.

Who pays for the POA/HOA disclosure package?
VA pays for the package when required. You obtain it from the VA area management broker.

How long do I have to close if my financed offer is accepted?
You must close within 60 days after VA accepts your offer.

Where can I view current VA-acquired properties for sale in Virginia?
Visit or check local MLS listings handled by VRM listing agents.

This guide is based on official VA sources and the current January 2023 version of the form. Requirements and processes can change, so always verify the latest information directly from VA.gov or consult a qualified real estate professional and attorney licensed in Virginia before submitting an offer.

For the most accurate and up-to-date instructions, download the official form and review it with your broker or legal advisor.