VA Form 26-8736b: Automatic Authority Checklist (2026) – VA Form 26-8736b is the official Checklist/Request for Authority to Close Loans on an Automatic Basis — Nonsupervised Lenders. It is a key supporting document used by nonsupervised lenders applying for VA approval to underwrite and close VA-guaranteed home loans without submitting each loan for prior VA approval.
This form helps VA reviewers evaluate a lender’s compliance and readiness. It is typically submitted together with VA Form 26-8736 and other required exhibits.
Why Automatic Authority Matters for VA Lenders?
Automatic authority allows approved lenders to process, underwrite, and close most VA loans efficiently. This significantly speeds up the homebuying process for veterans, service members, and eligible borrowers across the USA.
- Supervised lenders (banks, credit unions) generally receive automatic authority by statute.
- Nonsupervised lenders (independent mortgage companies) must apply and demonstrate qualifications.
Without automatic authority, nonsupervised lenders must submit loans on a prior approval basis, resulting in longer processing times and potential delays for borrowers.
Key Requirements for Nonsupervised Automatic Authority
To qualify, lenders must meet VA standards outlined in the Lender’s Handbook:
- Actively engaged in originating VA loans (or principal officers with sufficient experience).
- Strong financial stability with audited statements and adequate working capital/line of credit.
- Qualified credit underwriters nominated via VA Form 26-8736a.
- Two permanent investors and other documentation (resumes, approvals, liaison officer).
- Clean compliance record.
VA Form 26-8736b serves as the official checklist to verify these requirements.
How to Use VA Form 26-8736b? Step-by-Step
- Download the latest form — Available directly from the VA website.
- Complete lender information (name and home office address).
- Fill out Section I — Yes/No questions on financials, experience, underwriters, investors, etc.
- Sections II & III are completed by VA staff.
- Submit the full package via VA’s Program Participant Management (PPM) system or the appropriate Regional Loan Center.
Related Forms and Application Process
- VA Form 26-8736 — Main application for automatic authority.
- VA Form 26-8736a — Nomination of credit underwriter(s).
- VA Form 26-8736c — Request for agent recognition (if applicable).
Applications typically include a $500 fee for new submissions. Lenders manage ongoing compliance, renewals, and updates through the VA PPM system. Full details are in VA Pamphlet 26-7 (Lender’s Handbook), Chapter 1.
Benefits of Automatic Authority
- Faster loan closings for veterans.
- Increased capacity to originate VA loans.
- Better service to the military community with no-down-payment financing options.
Frequently Asked Questions
Who needs VA Form 26-8736b?
Primarily nonsupervised mortgage lenders seeking or renewing VA automatic closing privileges.
Is the form up to date?
Always download the most recent version from the official VA link above.
How long does approval take?
Processing time varies; complete submissions are approved faster.
Tips for Successful VA Lender Approval
- Maintain excellent VA loan performance history.
- Ensure underwriters meet minimum experience requirements.
- Prepare complete financial documentation and quality control plans.
- Stay current with VA Circulars and the Lender’s Handbook.
Download VA Form 26-8736b
Download the official VA Form 26-8736b (PDF)