VA Form 29-0563: VMLI Change of Address Statement Guide – If you participate in the Veterans Mortgage Life Insurance (VMLI) program, certain life events involving your home require you to notify the Department of Veterans Affairs. VA Form 29-0563, officially titled the Veterans Mortgage Life Insurance (VMLI) — Change of Address Statement, is the form used to report these changes. It helps the VA determine continued eligibility, update records when you move or sell property, record mortgage payoff details, and request an application for coverage on a new home.
This form directly supports property ownership requirements and continued VMLI eligibility. Coverage can end automatically if you no longer hold title to the insured home or if the mortgage is paid in full. Proper and timely reporting protects your benefits and allows a smooth transition if you purchase another qualifying residence.
What Is VA Form 29-0563?
VA Form 29-0563 is a one-page statement used by VMLI policyholders to inform the VA Insurance Center of changes related to the mortgaged property. While commonly called a “change of address” form, it also collects critical information about the sale or transfer of the previous home, final mortgage payoff amounts, last mortgage holder details, occupancy status, and your interest in applying for VMLI coverage on a newly purchased home.
The current version is dated December 2024 and supersedes the December 2021 edition. It carries OMB Control Number 2900-0503 (expires 12/31/2027) with an estimated 5-minute completion time.
Who Needs to File VA Form 29-0563?
You should complete and submit this form if you have (or previously had) VMLI coverage and any of the following occur:
- You change the mailing address associated with the insured mortgaged property.
- You sell, transfer, or otherwise dispose of title to the home that was covered by VMLI.
- You pay off the mortgage in full.
- You move out of the residence (occupancy questions help confirm primary residence status).
- You purchase a new home you intend to use as your primary residence and want to apply for VMLI coverage on the new mortgage.
VMLI is available only to veterans and service members who received a Specially Adapted Housing (SAH) grant (or in some cases SHA), hold title to the home, have a qualifying mortgage on it, use it as their primary residence, and were under age 70 when coverage began.
How VA Form 29-0563 Connects to Property Ownership and Continued Eligibility?
VMLI is a decreasing-term mortgage protection policy that pays up to $200,000 (or the remaining mortgage balance, whichever is less) directly to your lender if you pass away. Because the insurance protects a specific mortgage on a specific property, the VA must know when that property or mortgage changes.
Coverage automatically terminates when:
- The mortgage is paid in full, or
- You no longer hold title to the home.
If you sell the home and later buy another qualifying residence, you may apply for new VMLI coverage on the new mortgage. VA Form 29-0563 is the vehicle to report the sale of the old property (including date and payoff details) and request an application for the new one.
Shared ownership rules also apply: If title is held with anyone other than your spouse and is not in a qualifying joint tenancy or tenancy by the entirety, coverage is generally limited to the percentage of title you own.
Prompt reporting via this form helps the VA close the old coverage cleanly and, when appropriate, issue coverage on a replacement home without gaps or claim complications.
Key Fields on VA Form 29-0563
The form asks for the following information (numbered as they appear):
- Veteran’s Name
- Claim Number
- Address of Mortgaged Property (the new or current address) 4A. Have you sold, or otherwise disposed of title to the previous housing unit for which VMLI was granted? (Yes/No) 4B. Date the residence was sold (if applicable)
- Do you occupy the residence at the address shown above? (Yes/No)
- Amount of final payoff of the mortgage loan 7A. Name and address of the last mortgage holder 7B. Loan account number of last mortgage holder
- I have purchased a home to be used as my residence. I would like to apply for Veterans Mortgage Life Insurance in connection with my new mortgage. Please send an application. (Yes/No)
- Explanation space (if the form does not fully cover your situation)
- Signature of Veteran
- Date Signed
How to Complete and Submit VA Form 29-0563?
Step-by-step process:
- Download the official fillable PDF from the VA.
- Complete all applicable fields accurately. Use the explanation box (item 9) if your situation involves refinancing, foreclosure, or other special circumstances.
- Sign and date the form.
- Submit using one of these official methods (preferred order):
- Fastest & most secure: Upload through the VA Insurance Document Upload portal.
- Mail the completed form to: Department of Veterans Affairs Insurance Center, PO Box 5209, Janesville, WI 53547-5209.
Do not send the completed form to the Reports Clearance Officer email listed on the form—that address is only for burden comments.
Official Download Link for VA Form 29-0563
Download the current official form directly from the U.S. Department of Veterans Affairs:
Download VA Form 29-0563 (PDF)
(Direct link provided by the Veterans Benefits Administration – VBA-29-0563-ARE.pdf, December 2024 edition)
You can also access it via the official VA form page: VA Form 29-0563.
Important: This website did not create or modify the form. The downloadable PDF is the official document published by the Department of Veterans Affairs.
Practical Tips for VMLI Policyholders
- Report changes promptly — Delays can complicate claims or result in coverage that no longer matches your current situation.
- Use the secure upload portal whenever possible — it is faster and provides confirmation of receipt.
- Keep records — Retain copies of the submitted form, any confirmation numbers, payoff statements, and new mortgage documents.
- If you sell and buy again — File this form to close the old coverage and simultaneously request an application for the new home.
- Refinancing? Your premium may change. Use the official VMLI Premium Calculator before finalizing a new loan.
- Primary residence requirement — The insured home must be the property you primarily live in. Notify the VA if this changes.
- Contact the VA Insurance Center at 1-800-669-8477 if you have questions about your specific policy or how to complete the form.
Frequently Asked Questions About VA Form 29-0563
Does filing this form automatically give me VMLI on a new home?
No. Checking “Yes” on item 8 requests that the VA send you an application (VA Form 29-8636). You must still qualify and complete the full application process.
What happens if I sell my VMLI-covered home and don’t notify the VA?
Coverage should terminate when title transfers, but failure to report can create administrative issues or delays in processing a future claim or new application.
Can I use this form to change my mailing address only (without selling the home)?
Yes. Simply provide the new address of the mortgaged property and any other relevant updates.
Is there a deadline to file after I move or sell?
File as soon as possible after the change occurs. There is no strict published deadline, but prompt reporting protects your coverage status.
Who can I call for help completing the form?
Contact the VA Life Insurance Center at 1-800-669-8477.
This guide is based on official U.S. Department of Veterans Affairs publications and forms current as of 2026. VMLI rules and forms can be updated, so always verify the latest information directly on VA.gov or by contacting the Insurance Center before submitting documents. This article is for informational purposes and does not constitute legal or benefits advice.